• Lauri Carl

    Lauri Carl

    Broker/Sr. Mortgage Consultant
    NMLS# 293049

  • What's Your Property Worth?

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    • Designed for borrowers who have an investment property portfolio and need alternative means to qualify for a loan
    • Qualification based on subject property Debt Service Coverage Ratio (DSCR)
      • DSCR = Gross Rent/PITI
      • Purchase up to 80% LTV
      • Rate & Term up to 80% LTV
      • Cash out up to 75% LTV
      • Minimum credit score of 640
      • Three year seasoning on major credit events such as bankruptcy, foreclosure, short sale or deed in lieu – Two years seasoning considered on exception
      • 15, 30, and 40 Year Fixed
      • 30 and 40 Year Interest Only Available
      • Prepayment Penalties allowed
      • First time investors allowed
      • Can Originate In AK, AL, AR, CO, CT, DE, FL (requires vesting in an LLC), GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MO, MS, MT, NH, NM, NC, OH, OK, RI, SC, TN, TX, WA, WV, WI, WY
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    Contact Lauri Carl

    Lauri Carl

    411 S. L St., Ste. E
    Livermore, California 94550
    (916) 601-8572
    NMLS# 293049

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    If you have any immediate questions or concerns don't hesitate to give us a call @ (916) 601-8572


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